Mortgage Life Insurance purchased through a lending institution is generally not a good product.  You should consider purchasing an individually underwritten insurance policy sold through a licensed insurance brokerl.

The Advantages of Corporate Owned Life Insurance are discussed.

When it comes to purchasing insurance, many self employed consultants are confused as to how they should cover off their risks. 

A will is an important part of any good financial plan. Yet, why do so many of us avoid putting down our final requests on paper?

Most people own life insurance and understand the value it provides. They know that a premature death could have serious financial repercussions for the people who depend on them. But what if you were injured or diagnosed with a life-threatening illness, and unable to work? Who would pay your bills, support your family and maintain their standard of living?

There has been tremendous interest in a relatively new product called Critical Illness coverage. What is it? How does it work? And should you buy it?

Critical illness insurance provides a hassle free way to provide liquidity to meet the financial needs during a medical crises.

Buying life insurance is a little like buying shoes – one size does not fit all.

That's why there are many different types of life insurance products and each type will offer widely differing features and benefits. That way people can narrow down their choice to the type of life insurance that best fits their needs.

Protecting Your Interests - The Role Of Segregated Funds

Segregated funds are individual variable insurance contracts and may qualify for protection against the claims of creditors under provincial insurance laws.

If you are a self-employed consultant working in the Internet space, you should consider purchasing disability insurance. You might be asking yourself, what are the chances of becoming disabled for a period of more than 90 days before you reach the age of 65? At the age of 35, you have a 50 percent chance of become disabled for more than 90 days. And if your disability did last 90 days, the average length of time for disability would be 2.8 years. Source: Commissioners IDA Morbidity & Commissioners Mortality Tables, & Commissioners Ordinary Table, Society of Actuaries.

How to choose a financial advisor?

If you speak with most people, you will find they have an accountant a lawyer and a family physician. There is one more advisor that they count in on their team and that is a financial advisor. Infact, this is probably one of the more important relationships that one will maintain throughout one’s lifetime.