Mortgage Life Insurance purchased through a lending institution is generally not a good product.  You should consider purchasing an individually underwritten insurance policy sold through a licensed insurance brokerl.

The Advantages of Corporate Owned Life Insurance are discussed.

When it comes to purchasing insurance, many self employed consultants are confused as to how they should cover off their risks. 

How to choose a financial advisor?

If you speak with most people, you will find they have an accountant a lawyer and a family physician. There is one more advisor that they count in on their team and that is a financial advisor. Infact, this is probably one of the more important relationships that one will maintain throughout one�s lifetime.

Yet, if a financial advisor�s role is so important, how does one go about choosing a person for this role?

Many of you have read stories of people who have elected to travel to another country for access to medical treatment not otherwise available in Canada, and have heard the staggering costs associated with these decisions. Others may have read of families renovating homes to accommodate their loved ones suffering from serious illnesses. Not only have these families endured life-threatening illnesses but also significant financial costs.

Many people believe that trusts are only for the very wealthy, but that\'s not the case. All of us make financial commitments during our lifetime that we want to see continued. A trust can provide the control needed to ensure that these commitments to the financial security of others last a very long time.

Here are some questions to ask yourself to help decide whether you need a trust:

How to choose a financial advisor?

If you speak with most people, you will find they have an accountant a lawyer and a family physician. There is one more advisor that they count in on their team and that is a financial advisor. Infact, this is probably one of the more important relationships that one will maintain throughout one’s lifetime.

Protecting Your Interests - The Role Of Segregated Funds

Segregated funds are individual variable insurance contracts and may qualify for protection against the claims of creditors under provincial insurance laws.

Most people own life insurance and understand the value it provides. They know that a premature death could have serious financial repercussions for the people who depend on them. But what if you were injured or diagnosed with a life-threatening illness, and unable to work? Who would pay your bills, support your family and maintain their standard of living?

A will is an important part of any good financial plan. Yet, why do so many of us avoid putting down our final requests on paper?